I Clean Ugly Credit

(480) 619-1300

Honesty, Integrity and Experience you can trust!​

Testimonials

Experience you can trust

Real Testimonials...from REAL people
​We CAN help!
Call today to start to rebuild or establish credit

For the past 5 years, I have been working on repairing and reestablishing my credit in the hopes of owning my own house after a very ugly divorce and a foreclosure.  I thought I could do it on my own.  I worked and worked on it with no answers or results.  I was referred to I Clean Ugly Credit with the recommendation that they were my best chance at owning a home of my own.  My real estate agent even said that she never thought I could get my credit fixed to get a house.  I am a frugal person, so I told myself that I didn't need to invest in help.  I again tried myself for another year with no results.  After nearing pulling out my hair and getting nowhere near where I needed to be, I finally broke down and called Debbie at I Clean Ugly Credit.  I spent about an hour with her a few short months ago.  I can now say that with her help in this very short time frame, I have been pre-qualified for a home and I just put in an offer on my dream home.  Sitting down with Debbie was the best hour I spent and well worth the very small fee that I spent.  I wish I would have gone to her so much earlier.  Thank you, Debbie, for helping me achieve my dream.

~ Angela S., AZ

I Clean Ugly Credit was referred to me by my lender after I had been turned down for a mortgage loan when I was trying to purchase a home for my family.  Debbie got back with me promptly with a plan of action.  No false pie in the sky, just straight forward, honest information.  The plan was quite different than what had been suggested by the traditional companies I had spoken with and I Clean Ugly Credit had no long term fees over a period of time.  Debbie got right to work and offered service that was above and beyond our agreement.  She even faxed information to me when I was traveling.  I would recommend her services, highly!

~ Charles S., Gold Canyon, AZ

Debbie, Thank you so much for all of your help.  I can't believe that in less than a year, you helped us take our credit scores which were in the low 500's to the mid 600's.  We were told to file bankruptcy, but I am so glad we came to you instead.  We were finally able to buy our own house!  We could not have done it without all your hard work and dedication!

P.S. If we would have filed the bankruptcy, like we were told to do, my husband would not have joined the Air Force and wouldn't be living our dream.  You helped us more than you will ever know!

~ Blanca Z., North Carolina

Debbie, I think you will be happy to know, we just purchased our first home and are continuing to pay down debt.  I have almost no debt now other than my car loan.  It was amazing how just a few letters and phone calls helped jump my score over 20 points!  Thank you for all that you did for us.  Without you, it would have taken us much longer to get here!

~ Cheri W., Mesa, AZ

Hi Credit Mom,

You consulted with me last fall.  I've now raised my score up 70 points!  I owe it all to your suggestions!

~ Joseph T., Phoenix, AZ

Debbie at I Clean Ugly Credit gave me sound advice and the confidence boost I needed to negotiate a $9,900 credit balance down to a $3,300 settlement. Working with Debbie, a credit expert, has saved me thousands and given me priceless knowledge.  Thank you, Debbie !

~ Connie Z., Phoenix, AZ

CALL DEBBIE! Hands down, the best move I did for my credit situation.  You will walk away feeling confident, directed, and focused with a real affirmative plan of action.  Debbie gives you all of that and more.  My credit score is making its way up the charts in a short amount of time.  I just continue to follow her direction.

~ Ben S., Ahwatukee, AZ

Hi Debbie,

You helped me last year in September.  When we met, you gave me a list of tasks to accomplish.  (You also helped my little sister, Toni.)  I've completed all the tasks on the list and I'm really proud of the results.  My credit score was roughly 619 when we met and now my FICO is over 690 :)  Thank you so much!

~ Shannon C., Maricopa, AZ

I have referred several credit troubled clients to Debbie Oliver owner of I Clean Ugly Credit.  The feedback from my clients has been nothing but good.  I highly recommend Debbie's Services!

~ John C., mortgage lender

CALL DEBBIE for help is all I can say.  She will help with any credit issue.  She has integrity and will not charge you for BS. 

~Jason H., insurance agent

Hi Debbie,

I met you back on June 6th when you gave me guidance in order to improve my credit score.  I am writing to let you know that I have worked very hard on the credit report, and followed your instruction.  I am thrilled to let you know that I just closed on my new home on September 20th!!!!  I was able to improve my credit score very quickly and qualified for a mortgage within 60 days of meeting with you.  I appreciate your help and hope you are well.
​Take Care.

~Colleen B.

WE CLOSED ON OUR HOME!!  Thank you for the miraculous work you did to help us improve our credit so that we could secure a mortgage!!

~Matthew S., Sugar City, ID

I found out about ICUC through my mom, Donna G.  She met Debbie at her church.  In 6 months, we were able to increase my husband's score by 100-150 points.  Debbie was awesome.  She was always available and returned calls within 24 hours.  The process was very easy, but you have to be dedicated.  We were able to purchase a home thanks to the wonderful help and dedication we received from Debbie.  You absolutely can't go wrong with I Clean Ugly Credit!

~ Amber F., Hinesville, GA

I started with Debbie and I Clean Ugly Credit after being denied multiple times by credit card companies.  In a short four months, my credit mom (Debbie) helped me turn my poor credit score into a respectable one.  After only four months, I was being accepted by credit companies, and bought a new car with a great finance rate.  not only did Debbie help fix my credit, she also taught me how to manage it for my future. The level of service, knowledge, and honesty that Debbie and I Clean Ugly Credit provide cannot be matched. It was a pleasure and a privilege  working with Debbie.

~ William S., Munster, IN

My starting mid score was 540 and only four months later, my mid score is 673.  THIS PROGRAM WORKS! 

~ Frankie J., Chandler, AZ

The level of service from I Clean Ugly Credit is fantastic.  As a customer for the last three months, I am consistently impressed by the professionalism and assistance I have received.

~Marie M., Prescott Valley, AZ

In this day and age, it is hard to find a company you can trust.  I Clean Ugly Credit was recommended to me by my lender, and now I know why.  The quality of service we received was outstanding.  Keep up the good work!

~ David and Melinda R., Mesa, AZ

From the moment I first sat down with Debbie, I found her to be helpful and informative.  I appreciate her honest approach to helping me clean my credit so that I will be able to refinance my current home loan.  Thanks, Debbie.  You are wonderful!

~ Tim M., San Diego, CA

Thank you so much for helping to clean up my credit.  I am amazed that we have brought up my score from 525 to 630 in only five short months and it is still improving!

~ Sam S., Phoenix, AZ

Debbie Oliver

Debbie Oliver has over 25 years experience in real estate and credit. She is passionate about helping people take control of their credit. She doesn't just "put a band-aid over a gaping wound ~ she teaches her clients the tools they can use the rest of their lives".

10 BBB Customer Reviews